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Universities will have varying financial aid processes, from the staff roles to different steps for applying for and adjusting your award package.
In some programs, your admissions officer also works on your financial aid award, or part of it. In other programs, the admissions office may be completely separate from the financial aid office. Asking the admissions staff with whom you work about their financial aid process early will not only help you understand and navigate the process better, but can make your experience more pleasant.
The way in which universities package aid also differs. Some craft aid packages that cover only what the EFC has determined is your need—while others will package aid up to the full cost of attending, offering aid to cover your need and the remaining cost to attend their school. Each will have a certain amount of flexibility for adjusting your financial aid, but you'll have to work with the financial aid office to figure out where and how.
Additionally some financial aid offices may only be in charge of granting need-based aid, whereas the admissions office awards merit-based aid available only to students in your program. In this case, you should appeal to the admissions office to ask for merit-based aid. Merit-based aid is awarded on institutionally set criteria since it is private funding from the university. It is important to understand the variations in financial aid practice among schools so that you can reduce any frustrations and assumptions about the process.
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Your personal statement is where you have the opportunity to explain how the joint degree will suit your career plans. The admissions staff reading your statement will want to know that you have considered your options thoroughly and have a clear idea of what is necessary to achieve your professional goals. Phil Blanc, a joint-degree student we interviewed, encourages joint-degree applicants to "think about the how the two degrees will complement each other and express your unique goals. The stronger you can make the case for how they will enhance each other, the stronger an applicant you will be."
The best part about the separate admissions processes is that if you are admitted to only one of the programs, you can still go to grad school! In another year when you've had a chance to strengthen your candidacy, consider applying again to that second program if it still fits with your professional goals.
Idealist spoke with students pursuing joint degrees and asked them to share their insights on this approach to graduate study. Maggie Peters was enrolled in the Masters in International Environmental Policy Studies at Monterey Institute of International Studies as a first year when she learned about the option for an MBA dual. She "had never considered an MBA" but after talking with a dual degree student in that program, she "decided to go for it" as well. MIIS requires a separate application process for joint degrees, but also allows current students to work towards the dual degree while applying separately for the program. As a result, Maggie was able to take business courses during her second year while she completed the MBA application (including studying for and taking the GMAT and submitting a letter of intent).
Phillip Blanc had not planned on pursuing a secondary degree as a medical student at the Robert Wood Johnson Medical School at the University of Medicine and Dentistry of New Jersey. Fortunately, his school allows students to take time off as a "student scholar" before completing their degrees and continuing on to residency. He shares, "I am thankful to have had the opportunity to complete a Masters in Public Health at a different institution between my third and fourth year of medical school." As a concurrent medical student, Phil was able to complete an accelerated MPH course in nine months at Harvard University with the understanding that the masters degree would be conferred upon the receipt of his medical degree.
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